The general reserve is the total general loan loss reserve figures.

一般储备是总的一般贷款损失准备金的数字。

To provide the basis for assessing adequacy of loan loss provision.

为判断贷款损失准备金是否充足提供依据。

Large actual loan loss exceeding the estimated LGD could lead to a serious depletion of bank's equity capital.

实际贷款损失如果大大超过预计的违约损失率会导致银行的自有资本严重损耗。

The purpose of this model is to provide theoretical basis for the loan loss reserve fund for the commercial bank.

旨在为商业银行进行贷款损失准备金的计提提供理论上的模型依据。

He gave even more optimistic estimates for J.P. Morgan, with loan loss provisions falling 8% and net charge-offs down 3%.

他对摩根大通的预测更为乐观，预计贷款损失准备金将减少8%，净销帐减少3%。

Thus, the drawing of loan loss provisions is considered as a common measure for commercial banks to handle such risks.

提取贷款损失准备，是商业银行应对风险的常见措施。

Compared to last year's loan loss provisions, this is a reduction of almost half for Bank of America and a third for J.P. Morgan.

和去年同期先比，美洲银行的贷款损失准备金减少了一半，而摩根大通减少了三分之一。

The loan loss preparation coverage fraction enhances largely, city commercial banks loan loss provisions also achieves 114%;

贷款损失拨备覆盖率大幅提高，城市商业银行贷款损失拨备覆盖率也达到114%；

These figures remain relatively high by historical standards but continue to be pressured by increasing loan loss provisions.

这些数据仍停留在历史较高水平，但贷款损失准备金提高的压力下呈下降趋势。

Moreover, bank regulators, mindful of the last crisis, are forcing Banks to raise capital, and increase their loan loss provisions.

不仅如此，那些熟悉上次危机的银行管理阶层正促使银行增加资本，提高他们的放款损失备抵。

Such as, set up the fiscal loan system, fiscal interest deduction system, loan loss provisions system and capital increasing system.

包括，建立财政借款制度、财政贴息制度、贷款损失准备金制度以及资本金补充制度等。

Citigroup's Horowitz forecast loan loss provisions and net charge-offs of bad debt at Bank of America will stay flat or improve modestly from the first quarter.

花旗集团分析师霍诺·维茨预测，美洲银行的贷款损失准备金和坏债净销帐将和上一季度持平，或有所改善。

Article 2 Banks shall reasonably estimate possible loan loss and timely set aside provisions for loan losses in accordance with the prudent accounting principle.

第二条银行应当按照谨慎会计原则，合理估计贷款可能发生的损失，及时计提贷款损失准备。

To make provision loan loss provision is a measure taken by commercial Banks to fight against credit risk. Ineffective loan loss provision will affect banking capital and profit.

提取贷款损失准备金是商业银行应对信用风险的措施，无效的贷款损失准备对银行资本与盈利有一定的影响。

Dealing account and drawing bad debt provision are all basic essential factors for bank to control risks. The Ministry of Finance has promulgated several Provisions on Loan Loss Reserves.

对贷款的会计处理和计提呆账准备金的实践是银行业管理和控制风险的基本要素，财政部已多次颁布了有关的管理办法。

The result of the empirical analysis indicates that the overall quality of loan in these listing shareholding commercial Banks is good, and the loan loss provision is comparatively abundant.

实证分析的结果表明，这几家上市的股份制商业银行贷款的总体质量较好，对贷款损失准备金的计提较为充分。

Strict systems of examination and approval shall be established for the write-off of the loan losses. Banks shall retain their rights of recourse to the loss loans that have been written off.

贷款损失的核销要建立严格的审核、审批制度，对于已核销损失类贷款，银行应继续保留对贷款的追索权。

Concrete policy Suggestions are made on how to improve the core index, unify the methods and measuring index for provision against loan loss, and unify information disclosure format and statement.

并提出了完善《核心指标》、统一贷款损失准备计提办法及衡量指标、统一信息披露格式及口径等的政策建议。

Then, construction loans made up around 53% of their tangible equity plus loan-loss reserves; now the figure is 65-70%.

那么，建设贷款占到有形资产和贷款损失准备金的53%；现在为65%-70%。

If so, firms like Capital One could look forward to sharply higher earnings as lower defaults would allow lenders to ease off on the expense of building their loan-loss reserves.

果真如此的话，那么Capital One等公司的收益预计将大幅上升，因为较低的违约率可以减轻信用卡贷款发放公司在提取贷款损失准备金方面的压力。

Net interest income at the group level climbed 12 percent to 7.38 billion euros, while net loan-loss provisions rose 2.7 percent to 2.48 billion euros.

二季度净利息收入水平下降12%至73.8亿欧元，净贷款损失上升2.7%至24.8亿欧元。

Unlike its Czech and Slovak neighbours, for instance, Poland did not privatise its Banks until 1993, after it had imposed capital standards and requirements for loan-loss provisioning.

比如波兰，没有像他的邻国捷克和斯洛伐克那样，直到1993年才对银行进行了私有化，在私有化之前波兰还对银行资本标准，坏账拨备做出了规定。

If loan price is over low, the loan revenue cannot compensate loss by default and operation cost.

如果银行贷款定价过低，其贷款收入则不能抵补贷款违约所造成的损失和经营成本。

The system of the loan reserve for bad debts is universally adopted by the commercial Banks to offset the bad debt loss of loans.

贷款呆帐准备金制度是国际上商业银行普遍采用的弥补贷款损失的制度。

This paper introduces the measure of computing the loan portfolio loss.

本文介绍贷款组合损失的计算方法。

Once the debit side break the loan contract that the commercial will bring bad assets, lead to loss and erode the capital of bank.

借款人违约将直接导致商业银行产生不良贷款，造成信用资产损失，并侵蚀银行的资本金。