During my second year at the city college, I was told that the education department was offering a \free\ course, called thinking chess, for three credits.

Even if I weren't excited enough about free credits, news about our instructor was appealing enough to me.

In his introduction, he made it clear that our credits would be hard-earned.

It is important to pay your electricity bill on time, as late payments may affect your credit.

Possibly you drink too much or don't know how to control your credit card use.

And are there any rules or regulations that you’d like to change?Behind the cash register at a store in downtown San Francisco, Sam  Azar swiped his credit card to pay for a pack of cigarettes.

For example, one who doesn't know the rules a about plagiarism (剽窃) may accidentally use words or ideas without giving proper credit or one who fails to keep careful research notes may unintentionally fail to quote and cite sources as required.

They are owned by individuals and by private businesses and corporations, lending institutions, direct mailing and telemarketing firms, credit bureaus, credit card companies, and government agencies at the local, state, and federal level.

A recent survey by a credit bureau revealed that the number of alarmed citizens had shot up to 76 percent.

Asian-American students have been eager participants in a state program that permits them to take summer classes off campus for high school credit, allowing them to maximize the number of honors and Advanced Placement classes they can take, another practi

I'll pay with my credit card, thanks.

Historically, scientists have objected to sharing for many reasons: it is a lot of work; until recently, good databases did not exist; grant funders were not pushing for sharing; it has been difficult to agree on standards for formatting data; and there is no agreed way to assign credit for data.

But the president may be giving the financial sector too much credit.

The government has moved reluctantly into a sensible public health policy, but with such obvious over- cautiousness that any political credit due belongs to the opposition.

Still, the University of Tennessee deserves credit for being transparent.

Some U.S. schoolsacknowledge the rigor of European secondary training, and will give up a year’s credit to foreigners who have passed their high school exams.

Government bonds are a secure investment because these bonds have the financial backing and full faith and credit of the federal government.

Tomorrow we will transcend these as well, and the dreamers will deserve a lot of the credit.

If this were a Hollywood movie, the courageous old Indiana farmer would beat the profit-minded corporation before the credits rolled.

Scholars will debate which interventions this time - the Federal Reserve's support of a failing credit system, guarantees of bank debt, Obama's ''stimulus\ plan and bank \stress test\ - counted most in preventing a recurrence.

Instead of taking 30 credits a year, these students take 40.

During January, Hartwick runs a four week course during which students may earn three to four credits on or off campus, including a number of international sites

Students attend \short terms\ in May and June to earn the credits required for graduation.

One of five students arrives at college today with Advanced Placement (AP) credits amounting to a semester or more of college level work

Its students have to earn more credits each year.

More students have Advanced Placement credits

Mary's University, credits this younger generation's political strength to their embrace of technology.

But I don't like its extended credit.

For starters, they said my credit history was not good enough.

historically, scientists have objected to sharing for many reasons: It is a lot of work; until recently, good databases did not exist; grant funders were not pushing for sharing; It has been difficult to agree on standards for formatting data; and there i

It wouldn't be fair to give Merian all the credit.

On the way, there was an announcement that the restaurant car was not currently accepting credit cards.

So there may actually be a worsening of credit availability to small-and medium-sized businesses in the next year or so.

The government has moved reluctantly into a sensible public health policy, but with such obvious over-cautiousness that any political credit due belongs to the opposition.

They simply looked at my credit history and determined it was not good enough.

\This is the sweet spot between sharing and getting credit for it, while discouraging, \ says Ivo Grigorov, a project coordinator at the National Institute of Aquatic Resources Research Secretariat in Charlottenlund, Denmark.

Once a discovery claim becomes public, the discoverer receives intellectual credit.

Taxes on low-wage labor need to be cut, and wage subsidies such as the earned income tax credit should be expanded: This would boost incomes, encourage work, reward companies for job creation, and reduce inequality.

Fast-food chains should also stop offering \inducements\ such as toys, cute animals and mobile phone credit to lure young customers, Stephenson said.