The coinsurance amount can significantly affect your out-of-pocket expenses.

共同保险金额可能会显著影响你的自付费用。

Some insurance plans have a high coinsurance rate, making them less affordable.

一些保险计划有很高的共同保险率，使它们不太实惠。

You need to understand how coinsurance works before choosing an insurance policy.

在选择保险政策之前，你需要了解共同保险是如何运作的。

The health plan includes a coinsurance clause that requires you to pay 20% of the costs.

健康计划包括一个共同保险条款，要求你支付20%的费用。

The coinsurance provision is designed to share the cost between the insurer and the insured.

共同保险条款旨在分摊保险公司和被保险人之间的费用。

We find out that the theory of coinsurance and that of internal capital market both can not explain the change of special capital structure of China's listed firms.

检验结果表明，共同保险理论和内部资本效率理论均无法解释我国上市公司特有的资本结构的变化。