Italian retail banking is in a sorry state.

意大利的零售银行处于一种悲惨的境地。

In AMERICA retail banking is still a local business.

在美国，零售银行依然是本地业务。

But retail banking is surely more indispensable.

但零售银行业无疑是更加不可或缺的。

The quarter also points to worrying trends in retail banking.

第一季度财报同时也揭示了零售银行令人担忧的发展趋势。

Retail banking has become the main profitable banking business.

零售业务已成为商业银行主要盈利性业务。

Firstly, the author gives an overview of retail banking business.

首先，对银行零售业务进行概述。

The restructuring of retail banking services was another success story.

零售银行业务的改组是另一个成功案例。

The vibrancy of America's retail banking market owes something to its fragmentation.

美国零售银行业市场的生机勃勃在某种程度上应归功于它的碎片化。

The retail banking is a kind of the main business lines of the commercial bank.

零售银行业务是商业银行的一类主要业务。

In retail banking mortgages are thought to anchor long-term relationships with customers.

零售银行抵押贷款着眼于同客户建立长期的联系。

Retail banking had a strong quarter thanks torising loan demand and deposit growth, BNP said.

由于贷款需求的上涨以及储蓄的增加，法国巴黎银行二季度零售业务表现抢眼。

One is that there is no reason to suppose investment banking is riskier than retail banking.

其中之一是，没有理由假设投行业比零售银行业务风险更高。

An Accenture survey on retail banking suggests that profit per customer remains below pre-crisis levels.

埃森哲公司对零售银行的一项调查认为：每位客户的收益仍低于危机前的标准。

Banks often fit this model with separate divisions for retail banking, credit card, and mortgage services.

银行通常适用这种模式，它们分别划分成小额银行业务、信用卡和抵押贷款服务。

The second chapter makes concrete analysis of Chinese Retail Banking and its management of personal credit.

第二章具体分析我国的零售银行业务及其个人信用管理。

Mr Pandit, a former quant, is returning Citi to its roots in corporate services and international retail banking.

前金融工程师潘迪特先生力图使花旗重拾老本行，从事企业服务和国际零售银行业务。

Retail banking has become increasingly concentrated in recession, and this decision will reinforce the survivors.

零售银行业务在经济衰退时期越来越集中，这个决定将增强幸存者。

The plain business of corporate lending was highly competitive and retail banking required expensive branch networks.

向公司借款的简单生意太富竞争，而零售银行要求有昂贵的分行网。

Of course, the retail banking industry isn't just interested in offering checking and savings accounts to Latinos.

当然，零售银行业不只有意向拉美裔人提供支票帐户和储蓄帐户服务。

Having succeeded in making investment banking seem relatively dull, making retail banking more exciting may be his last big task.

已经成功将投行业务搞得相对平淡无趣，他的最后一次大手笔或许是将零售银行业务建设得令人眼前一亮。

The bank has already raised more than $9bn selling off various divisions such as the $7bn sale of its German retail banking operations.

该行已经通过削价出售不同部门筹集90亿美元，例如以70亿美元代价出售其在德国的零售银行业务。

A profit in French retail banking was almost entirely offset by losses at the bank's asset-management and international-retail division.

该行在法国零售银行业务实现的盈利几乎完全被旗下资产管理和国际零售部门的亏损所抵消。

Facilitated by modern information technology, financial intermediation, apart from retail banking, need not be organised on location.

在现代资讯科技的协助下，除了零售银行业之外，金融中介活动并没有地域上的限制。

As the competition in domestic banking business is getting fiercer, the strategic position of retail banking is more and more important.

随着国内银行业竞争的日趋激烈，零售银行业务的战略地位日益明显。

The success of western commercial Banks in global retail banking market is not overnight, and they also went through a difficult transformation.

西方商业银行在全球零售银行业务市场的成功并不是一蹴而就的，它们同样经历了一场艰难的变革。

Through CATI system, 1789 customers' service quality evaluation data about their 7 retail banking suppliers are collected from 50 cities of China.

该文收集了7家中资银行在全国50个城市的1789个零售顾客的服务质量、顾客满意度和顾客忠诚度数据。

But HSBC now intends to provide a breakdown of aggregate pay between its major divisions such as investment banking, corporate banking and retail banking.

但现在汇丰打算提供他在主要工作部门总收入金额的明细，比如在投资银行，公司银行和零售银行。

A further question is whether there are economies of scale in retail banking that would benefit consumers, providing an argument against breaking Banks up.

更进一步的问题则是：零售银行业中是否存在着有利于消费者的规模经济，可以为反对拆分银行的说法提供论据？

Economies of scale only really work in retail banking, he says, and the bank has no plans to expand its retail base of 1.8m customers beyond Swiss borders.

规模经济只在零售银行中起作用，瑞士信托也没有计划将其已拥有180万顾客的零售基地向国外拓展的计划。