They were getting low down payments, low interest rates.

他们越来越低首付，低利率。

Down payments are usually at least 20 percent, often 40 percent.

预付款一般至少20%，经常是要40%。

Lenders want bigger down payments to protect against the falling value of collateral.

贷款方希望购房者首付更多好抵御抵押价值下降。

This raises the requirement for down payments on land purchases from the original 20 percent.

这就提出了一个关于购买土地首期付款从原来百分之二十的需求量。

About 80 percent of developers’ funds come from mortgage payments and down payments from buyers, he said.

他认为，相较于推迟股票发行所带来的影响，严格控制按揭条件的举措产生的影响会更大，因为开发商手里约80%的资金来自于购房者的按揭付款和首付。

Buyers of second and third homes will have to put up bigger down payments and pay higher rates of interest.

购买第二和第三套住宅的消费者将支付更多的预付款和承担更高的贷款利率。

Some Banks restrict the use of funds to down payments on a house as a way to bring in business to their mortgage arms.

一些银行将这笔资金的使用限定在缴纳房子的首付款上，从而为旗下的抵押贷款分支机构带来业务。

This shaves off about another 10% of borrowers, which means only the top 54% of wage earners would face 20% down payments, at most.

这就又提出了10%的借贷者，也就意味着最多有54%的人需要面对20%首付的住房贷款。

They've mandated minimum down payments of 50% on second homes and are considering property taxes to rein in speculative purchases.

他们已经强制执行降低二手房支付的50%，并考虑物业税，以遏制投机性购买。

Risky subprime mortgages grew from 5% of all loans to 20% between 1994 and 2006, while average down payments on houses fell to only 2%.

在1994至2006年间，高风险的次级抵押贷款从所有贷款的5%增长到了20%，与此同时，平均房屋定金比率下滑到只有2%。

Property sales have dropped in many major cities amid tightening measures that include higher mortgage down payments and limits on purchases.

受严格的调控措施(比如提高按揭贷款首付额度、限购)影响，很多大城市的房价都出现了下降。

Many of the underlying mortgages were highly risky, involving little or no down payments and initial rates so low they could never amortize the loan.

有很多的按揭贷款本身就是岌岌可危的，首付很低甚至没有首付，分期偿付的额度低到永远也还不完的程度。

Finally, there are also a number of solutions that could be thought reduce the burden of 20% down payments, without relying on federal mortgage guarantees.

最后，还有其他一些方法可以帮助减轻20%首付的负担，而不用依靠联邦贷款担保。

It is doing so through interest rate increases and through administrative measures, which include the raising of down payments on the purchase of second homes.

主要应对措施是采用利率工具和行政手段，包括提高二套房首付款的比例。

When this happens, the seller can use a trust deed where the buyer can pay lower down payments and the seller will be more flexible with the terms of payment.

这时卖方可以用信托契约而降低买方负担，卖方支付将更为灵活的付款条件。

Car buyers can no longer get 100% finance on new or used vehicles. They now need big down payments now, says Tamas Devenyi, whose company offers car-purchase loans.

在购车贷款公司工作的Tamas Devenyi说，购买新车或二手车不再能享受100%的贷款，现在他们需要支付大笔的首付款。

There's something to be said, too, for simple cash, especially for money an investor might need in the next five years -- like home down payments or emergency funds.

另外，现金这种资产也是需要提一下的，特别是投资者可能在未来的5年内所需要用到的现金（比如房屋首付款或者是灾备基金）。

If Americans are forced to save for bigger down payments to buy a home, then surely their saving rates will approach those levels. A rate of 10% would not be surprising.

如果美国人都被强迫存钱来支付房子的首付时，那么就很容易达到这个水平，10%的比例不足为奇。

The measures include requiring higher down payments, to reduce the risk that a real estate collapse would harm the banking system, as happened in the United States.

这些措施包括要求更高的首付，以减轻像美国那样的房地产崩盘对银行系统带来的危害。

For example, mandatory down payments for commercial residential housing were raised to 30%, and Banks must prevent consumer loans from being used for the purchase of housing.

例如，将商业性住宅的按揭首付强制性提高至30%，银行则必须阻止消费性信贷被用于住房购置。

Analysts noted that the current uptick in prices has been the role played by illegal financing, in which sales agents or other third parties provide loans to cover down payments.

分析人士指出，非法贷款在目前的价格上扬中起了作用，非法贷款指的是销售代理商或其他第三方为支付购房首付所提供的贷款。

Chen's friends from well-to-do families — "second-generation wealthy," as they're called — have been able to borrow money for hefty down payments; her friends from humbler backgrounds cannot.

陈的来自富裕家庭的朋友，被他们成为富二代，才刚刚支付的起如此高额的费用，而她的出身卑微的朋友是无法做到的。

In addition to requiring larger down payments for second and third homes, Banks charge interest rates that are up to 3 percentage points higher for these homes than for first-time home buyers.

购买第二和第三套房子除了需要更多的首付额之外，银行还收取比购买第一套房子多最高至3个百分点的利率。

As Siemens half-heartedly clamped down on corruption, managers took ever more eccentric steps to avoid getting caught. When authorising payments, many of them signed on removable sticky notes.

很多“脏活”已经被查证，西门子也开始做贼心虚，为了避免被拘捕，经理们采取了更加离奇的方法----付款批行时，经理们一般都在易事贴上签字。

But those who've already tied the knot should find a way to pay down the debts as quickly as possible, and without any late payments.

但对已婚夫妇来说，应该想办法尽快还清债务，不要有任何延期支付。

When you sit down to pay your bills (I do them all online), make the first bills you pay be your savings transfer and your debt payments.

每当你坐下来付各种账单时(我通常在网上操作)，首先往存款账户转钱，然后偿还当月应付债务。